Java Card

Hi,

I just want to check that I am on the right track with my understanding of host-side development.
Both OCF and pcsc are standards for developing host-side software that can talk to smart card applets via readers and APDUs. OCF is java based and comes with a set of APIs to develop with.
pcsc is a set of specifications, not a set of APIs and therefor you either write your own libraries to use for development or else you use someone elses e.g. SmartCard Subsembly, MUSCLE pc/sc toolkit or JCOP offcard API.
I understand that there is much greater support for pcsc compliand card readers but there is also a lot more support out there for OCF development.
I would like to write a host app that would run on my PC(Windows 2000) and am most familiar with Java and/or C# programming languages. My card applets are being developed using JCOP and my reader is pcsc compliant.
Can anyone suggest what development tools and/or drviers I should use for my host app development?

Thanks in advance,
Ann